Privacy Policy
800 Credit Systems LLC
Effective Date: June 23, 2026
800 Credit Systems LLC ("800.Credit," "we," "our," or "us") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, share, and safeguard information when you visit our website, communicate with us, enroll in our services, or interact with us through SMS, email, social media, or other communication channels.
Information We Collect
Personal Information: Name, address, email address, phone number, date of birth, identification documents, Social Security Number when necessary, credit monitoring information, credit report information, employment information, and financial information provided by you. Automatically Collected Information: IP address, browser type, device information, pages visited, website usage data, cookies, and similar technologies.
How We Use Your Information
We use information to provide services, analyze credit profiles, communicate with clients, process payments, improve services, comply with legal obligations, and prevent fraud.
SMS Communications & Mobile Information
By providing your phone number and opting in, you consent to receive SMS messages related to account notifications, appointment reminders, service updates, credit improvement progress updates, customer support communications, and marketing messages when separately authorized.
Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for assistance.
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent information will not be shared with any third parties except vendors and service providers necessary to deliver messaging services.
Information Sharing
We do not sell personal information. Information may be shared with credit bureaus, creditors, service providers, payment processors, credit monitoring providers, legal authorities when required by law, and successors in the event of a merger or acquisition.
Data Security
Security measures are implemented consistent with industry standards and business necessity. Not with standing such measures, no system, network, or method of transmission is entirely immune from unauthorized access, misuse, alteration, or disclosure, and therefore absolute security cannot
be assured.
Data Retention
We retain personal information only as long as necessary to provide services, fulfill contractual obligations, comply with legal requirements, resolve disputes, and enforce agreements.
Your Rights
Depending on your jurisdiction, you may have rights to access, correct, delete, or request information regarding your personal data.
Children's Privacy
Our services are not directed to individuals under 18 years of age.
Changes to This Policy
We may update this Privacy Policy from time to time. Updates will be posted with a revised effective date.
Contact Information
A2P 10DLC Compliance Statement
By submitting a web form, scheduling an appointment, enrolling in services, or otherwise providing your phone number, you consent to receive recurring automated and non-automated text messages from 800 Credit Systems LLC regarding account updates, appointment reminders,
customer care communications, and promotional offers where permitted by law. Consent is not a condition of purchase. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for assistance.
© 2026 800 Credit Systems LLC. All Rights Reserved.
Disclaimer: Results vary by individual. No specific score increases, account removals, loan approvals, or other outcomes are guaranteed.
800.Credit provides credit improvement assistance, education, and financial positioning services.